Why are so many Canadians Over-contributing to the TFSA
The Tax Free Savings Account (TFSA) was first introduced in 2009. My personal opinion is that the TFSA is one of the best financial tools devised in a long time. It allows for contributions and tax f [more]
The Importance of Failing
"Only those who risk going too far can possibly find out how far they can go." – T.S. EliotI recently read the book "The Up Side of Down" by Megan McCardle which explores not only how much can [more]
What Is The Best Type of Life Insurance?
If you're not familiar with life insurance, it can seem like a different language. You'll hear things like whole life, universal life, critical illness, term insurance, and temporary and permanent nee [more]
The Trend Towards Immediate Vesting on Pensions
On July 1, 2012, Ontario became the latest province to introduce immediate vesting. Ontario followed in the footsteps of provinces like Manitoba and Quebec in an effort to modernize its pension legisl [more]
Examples of CPP after age 60 but still working
Working after you turn age 60 can increase your CPP retirement pension calculation significantly, or it can have no effect at all. It all depends on your individual record of pensionable earnings from [more]