Marginal Tax vs Average Tax
In Canada, we operate under a marginal tax rate system which simply means the more money we make, the more tax we are privileged to pay. Marginal tax is simply the amount of tax paid on an additional [more]
Get your finances in order
Just about every blog that I type is triggered by an event, situation or case that I have come across in my day to day role as a Financial Advisor. Recently I began working with a family who's Mother [more]
The Cost of Procrastination
“In any moment of decision, the best thing you can do is the right thing. The worst thing you can do is nothing.” – Theodore RooseveltThere are lots of reasons why we procrastinate. Sometime [more]
Psychology plays a big role when it comes to saving money
I’ve often said that achieving personal financial success is 80 per cent psychology and 20 per cent math. Every financial decision you make involves both emotion and logic.  It’s been said that w [more]
Five Things Every Teen Should Understand About Money
“An investment in knowledge pays the best interest.” – Benjamin FranklinWhenever I do education sessions, I always make a point to remind the under 25s in the room that they are the most pow [more]