Author Archives: Sarah Milton

Is Financial Success a Question of Willpower?

“What lies in our power to do, lies in our power not to do.” – Aristotle Last week I explored the idea that our ability to save might be more a question of nature than nurture. A recent research study published in the Journal of Political Economy concluded that, while parental influence is a strong

Do you have the savings gene?

“It doesn’t really matter if you are left behind at the back… what matters is your capacity to pull and push to the front.” – Michael Bassey Johnson When it comes to saving there’s no doubt that some people find it far easier than others. Based on my observations and conversations during individual and group

How Your Leadership Style Impacts Your Finances

“Change is inevitable. Growth is intentional.” – Glenda Cloud A few weeks ago, I was taking a course and one of the assignments centred around Susan Sayer’s research into leadership styles. Sayers speculated that people could be broadly divided into four groups depending on which quadrant of the “behavioural matrix” they fell into: Controllers, Promoters,

Weatherproofing Your Finances

“Never let a good crisis go to waste.” – Sir Winston Churchill Over the past few weeks I’ve been facilitating a number of education sessions and one topic that often comes up for discussion during Q&A is when we’re likely to see a downturn in the stock markets. While there’s no way to accurately predict

Simple Strategies to Kick-Start Your Financial Goals

“You need to be content with small steps. That’s all life is, small steps that you take every day.” – Katie Kacvinsky I’ve been thinking a lot lately about a number of my goals and, in particular, I’ve been trying to figure out why I find some goals so much easier to work on than

Three Advantages of Using Your Group RRSP to save for HBP

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand The Home Buyers’ Plan (HBP) is often referred to as the first time home buyers’ plan which isn’t strictly accurate. While it’s often used by first time home buyers, you don’t