Author Archives: Sarah Milton

5 Ways to Spend Less This Holiday Season

“Christmas is the season when you buy this year’s gifts with next year’s money.” – Author Unknown Any happy illusions I had about the Holiday season still being a distant, snow-covered dream were shattered when I made the mistake of wandering into the mall this past weekend. I think every single one of my senses

Seniors, Retirement and Debt

“This idea that a mortgage is forever is a bad plan; this idea that debt is forever is a really bad plan. Debt will only steal your golden years away from you.” – Dave Ramsey With the oldest of the baby boomers now in their late 60s, it’s hardly surprising that Canada has a higher

The Process of Change

“Your life does not get better by chance. It gets better by change.” – Jim Rohn This week I’ve been thinking a lot about change. This year has been full of very positive changes for me and, with a new year approaching and so many goals close to being accomplished, it seems like a good

Are You Missing Out on Free Money? 

“A dollar saved is two dollars earned.” – David Chilton ( from ‘The Wealthy Barber’) A couple of weeks ago, I posed the following question to a group of employees: “If I could turn $110 per pay into $8476 a year. 100% guaranteed. No risk. No catch. Would it make sense to do it?” Not

What to do when the Markets Are Falling

“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” – Warren Buffett The past few weeks have seen some turbulence in the stock markets that has ignited the flame of fear and panic that burns in the stomach of many investors.

Account Value vs Account Balance

“Success is found on the other side of fear.” – Unknown Over the past few weeks I’ve had a number of individual meetings with people whose level of confidence and experience when it came to investing was quite low. I found it interesting that, even though their ages and backgrounds were quite different, they shared