Author Archives: Sarah Milton

Simple Strategies to Kick-Start Your Financial Goals

“You need to be content with small steps. That’s all life is, small steps that you take every day.” – Katie Kacvinsky I’ve been thinking a lot lately about a number of my goals and, in particular, I’ve been trying to figure out why I find some goals so much easier to work on than

Three Advantages of Using Your Group RRSP to save for HBP

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand The Home Buyers’ Plan (HBP) is often referred to as the first time home buyers’ plan which isn’t strictly accurate. While it’s often used by first time home buyers, you don’t

Psychology affects your Financial Landscape

“Your outer world is a reflection of your inner world.” – T. Harv Eker I’ve always been interested in human behaviour, and psychology is a subject that has intrigued me since High School. Over the past few years, I’ve become acutely aware of how important psychological factors are when it comes to finances and how

How Do You Know When its time to Quit?

“Of all the stratagems, to know when to quit is the best.” – Chinese Proverb We live in a society that seems to adhere very strongly to the sentiments expressed by Vince Lombardi when he said, “Winners never quit and quitters never win.” Giving up on something is seen as a mark of weakness, a

Managing money when you don’t have a steady paycheque

“If we can understand the laws of cause and effect, anyone can predict the future: what we do today leads us to tomorrow’s destination.” – Celso Cukierkorn One of the things we often take for granted is a steady paycheque. After years of being self employed and working multiple jobs, it’s taken me a while

‎Creating Unbreakable Habits

“The chains of habit are too light to be felt, until they are too heavy to be broken.” – Warren Buffett Over the past couple of months, I’ve been making a conscious effort to watch less TV and spend my “screen time” watching more positive and motivational programs (the sort that are really hard to