Category Archives: Government Benefits

When is the best month to start CPP?

One of my recent clients was planning to retire in December 2014, and she wanted to apply for her CPP to start the following month. She asked me to calculate what her CPP retirement pension would be effective January 2015, because she knew that the estimate on her statement of contributions (SOC) from Service Canada

A case study on CPP combined benefits

I provided calculations for a client recently, and I think his situation might provide a good example of how receiving a CPP survivor’s pension can affect the decision of when to start receiving your CPP retirement pension. When you’re eligible for both a CPP retirement pension and a CPP survivor’s pension, you get CPP combined benefits.