Category Archives: Retirement Income

Investing for retirement income

Congratulations. You’ve laboured for decades so that you can enjoy a comfortable retirement. Or, maybe you’re retiring in a few years and are looking forward to reaping the rewards of your hard work. Either way, you have some mighty important decisions to make – such as what investments to own, how to manage them taxContinue Reading

Getting your portfolio ready for income

Just like you have to get yourself ready for retirement, you have to get your portfolio ready for retirement too.  In most cases, this means getting your portfolio ready for income by making sure you have appropriate investments inside the portfolio. The best time to retire I’ve always said the best time to retire wasContinue Reading

How Much Income Do You Need in Retirement?

Planning for how much income you need in retirement is one of the most difficult things to do. It’s difficult, because we have to make some goals, predictions and assumptions about the future. The further you are from retirement, the more difficult this process is because changes occur so quickly and frequently in our lives.Continue Reading

What is your retirement sweet spot?

The retirement sweet spot is a term I use to describe the optimal tax efficient income in retirement.  The sweet spot is based on your retirement price tag or how much your annual lifestyle will cost you when you retire?  If your price tag is too high, then it is difficult to create optimal taxContinue Reading

Is an Annuity Right for You?

The goal of retirement planning is to create a stable income that can provide for your needs (and wants) when you decide that you no longer want to work in a more traditional job. It’s tricky, though, find the right investments to provide that income stream. If you have a nest egg, you have toContinue Reading

RRIFs vs Annuities.

I read an article in our local paper this morning. A survey was recently done and it indicated that there were many retirees that felt that one of their biggest concerns was making their money last their lifetime. One of the major impacts on retirement has been the fact that we are living much longer nowContinue Reading