A case study on CPP combined benefits
I provided calculations for a client recently, and I think his situation might provide a good example of how receiving a CPP survivor’s pension can affect the decision of when to start receiving you [more]
5 Simple Steps to Get Out of Debt
“The future depends on what we do in the present.” – Mahatma GhandiOver the past few decades, the perception of debt has shifted in our society. Before the 1980s, consumer debt was considere [more]
The differences between LIFs and RRIFs
Recently I wrote about the differences between a LIRA and a RRSP.  In this article I want to follow up and discuss the difference between LIFs and RRIFs.What is a RRIF?A Registered Retirement I [more]
Classic financial lessons from the experts
It's been a great year for me.  In early January I made the cover of Advisor’s Edge – a national financial magazine, I found out I had the best mark in the country on the November 2013 sitting of [more]
“Change is the law of life.  And those who look only to the past or the present are certain to miss the future." - John F. KennedyMany Baby Boomers have very high expectations for their retir [more]