Investing and Taxes Go Hand in Hand
If you are looking to invest non-RRSP money, it is crucial that you are aware of the implications of tax. The biggest problem in the industry today is that we post pre-tax returns and not after tax re [more]
The future of pension plans in Canada
Many articles about pension reform and ‘the sky is falling’ predictions about pension plans are showing up in financial sections of newspapers, financial magazines, editorial pages, and around tab [more]
The Power of Group Savings Plans
"Nothing is more expensive than a missed opportunity." - H. Jackson Brown Jr.There are many things in life that we have a hard time motivating ourselves to do. Homework. Laundry. Working out. Fili [more]
Marginal Tax vs Average Tax
In Canada, we operate under a marginal tax rate system which simply means the more money we make, the more tax we are privileged to pay. Marginal tax is simply the amount of tax paid on an additional [more]
Borrowing to invest: Folly or fortune?
With volatile markets and Canadians’ aversion to debt, why is this Talbot Stevens guy still preaching borrowing for investment purposes (leveraging)?Many financial advisors support conservative [more]