Do you have a bad case of retirement anxiety?
Retirement planning is a hot topic these days. For the past 20 years, I have had a passion to help people retire happy and make retirement the best years of your life. It was important for the Retire Happy to submit an article on retirement.
What is retirement anxiety?
It’s a case of the retirement blues because every study suggests that no one is saving enough money for retirement. It seems every study out there is saying the same thing! Everyone is worried and stressed about their retirement. No one is saving enough money and we all have too much debt. Who wouldn’t be stressed when we are constantly bombarded with these messages.
Are you stressed about retirement?
In my post “How to cure Retirement Anxiety”, I give you the secret cure and no it’s not a magic pill. In fact, it’s simpler than you might think.
Comments
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YES, I most certainly have retirement anxiety. Of course, the anxiety is in trying to accurately calculate my needs over the next 30 years, and not forget factors like inflation and taxation. Lord; it keeps me up at night. My spouse and I are savers: we have 0 debt, and I will have a company pension. We have saved studiously since paying off our mortgage. Approaching retirement, I have now very little in the stock market. Given the volatility, the precarious world situations, and the level of debt our countrymen hold, and the experiences of 2008, we have much smaller ambitions now. It’s not about acquiring more and more; now we care about just being comfortable through an anticipated 30 years of retirement. I read all I can. I think my conclusions are that now, the best investment will be a good tax accountant.
Thanks for the article I retired early at 56 from teaching with anxiety I now work from home but do not like it and I am still anxious to return to work outside We have about 300k in the bank with no debt and own three houses. My husband wants to leave everything to my son but I told him now is when it is needed if we spend carefully. What are your thoughts?