I don’t like retirement rules of thumb. I think they can be deceiving. If someone says you need $1 million to retire, they may be right. Or really wrong. $1 million in an RRSP is very different f… [more]

You will have a lot more tax saving opportunities after you retire than before. If you get a salary, you may have limited tax deductions or tax saving strategies. When you retire, it is completely … [more]

Many financial calculators spit out a number to answer the question ‘how much is enough?’  Those that know me know that I wonder whether there is really such thing as enough? The problem is re… [more]

John and Jennifer (Jen) are 62 and want to retire comfortably soon. Can they retire now? They want to know how to set up their retirement income to give them the maximum income that will be reliable f… [more]

Retirement income planning for Canadian non-resident expatriates can be difficult. Let's consider some of the implications of receiving CPP/QPP, OAS, RRSP and pension income in retirement. CPP/QPP… [more]