Should You Take a Deferred Pension or the Commuted Value?
If you have a defined benefit pension plan at work consider yourself lucky. Less than one-third of employees in the private sector have a workplace pension plan. In you decide to stay with your employ [more]
What is stopping you from financial success?
“Expect the best. Prepare for the worst. Capitalize on what comes.” – Zig Ziglar When we talk about money management, we talk in terms of action: earning; saving; giving; spending; paying dow [more]
Latte factor: scam or symbol of overspending?
The Starbucks latte is as delicious as it is ubiquitous in our culture. This heavenly concoction of espresso, steamed milk, foam and flavourings is a daily indulgence for many. However, at over $4 [more]
Moving forward with CPP expansion
Last month the finance ministers reached a historic agreement to expand CPP. This has been hotly debated for years with no action, but it was finally made official. With support from all the provinces [more]
Picture yourself in retirement long before you retire
Think about what your future self will be thanking you for in terms of the decisions you make now.  Could it be paying off debt? Could it be becoming mortgage free?  Could it be keeping physically f [more]
Lessons from a millionaire teacher
My apology to all of the teachers who have been in my life over the years. My wife is a retired teacher and there have been many teachers in our family and circle of friends. Our school system does [more]