Spousal RRSPs are income splitting vehicles available to Canadians. Unfortunately, they are often misunderstood and underutilized. What are Spousal RRSPs? A spousal RRSP is like an RRSP in that it… [more]

It's that time again when Canadians go out and buy RRSPs for the past year. Here are some of the rules and regulations for RRSPs so you can make good RRSP decisions this year. Who is eligible to … [more]

Retirement income planning for Canadian non-resident expatriates can be difficult. Let's consider some of the implications of receiving CPP/QPP, OAS, RRSP and pension income in retirement. CPP/QPP… [more]

“Learn from the mistakes of others; you can’t live long enough to make them all yourself.” – Eleanor Roosevelt Over the past couple of months, I’ve noticed a definite increase in the numb… [more]

When it comes to RRSPs, it's important to understand the difference between when you make your contribution and when you make your deduction. What's important to know about your RRSP contributions … [more]