Showing by category: Retirement

Many financial calculators spit out a number to answer the question ‘how much is enough?’  Those that know me know that I wonder whether there is really such thing as enough? The problem is re [more]
How much money you need to save to retire is in part a function of how much money you will spend – and for how long. Let’s try to identify some parameters for determining your retirement budget [more]
Can we retire now? Retirement rules of thumb
John and Jennifer (Jen) are 62 and want to retire comfortably soon. Can they retire now? They want to know how to set up their retirement income to give them the maximum income that will be reliable f [more]
Income splitting is not an easy strategy to accomplish in Canada. We live in a tax system where every individual must report their personal income and pay tax individually. Income splitting is a [more]
Retirement readiness is not really tangible.  If you think about it, we use dates, ages. rules and money to make our target retirement date more tangible.  For example: In the pension wor [more]