Category Archives: Investing

What mistakes are made when investing money

In two decades of helping people with their money, I’ve learned that most people – left to their own devices – make mistake after mistake. They do precisely the wrong thing at the worst time – zigging when they should be zagging. These errors crush people’s finances and scuttle their retirement dreams. A good financial planner

Advantages of Self-Directed RRSPs

The investment industry has now grown exponentially over the last 20 years. Equity investing has become more popular than ever and investors are more knowledgeable than ever. We now have more investment choices than we have ever had and our access to information is infinite.  How are investors to comprehend all their options like Mutual Funds,

Principles of Investing

Lately, the stock markets remind me that everything goes in cycles and what goes down also comes up.  You hear a lot of different predictions, opinions and forecasts but really no consensus. There’s so many different investments to choose from.  All this can lead to more confusion and anxiety.  What should you do with your investment portfolio?

3 Investment options for Passive Investors

“Don’t reinvent the wheel, just realign it.” – Anthony J. D’Angelo Over the past few months, I’ve had lots of conversations with employees who are filling out application forms for their group retirement plan. The one section of these forms that seems to cause people the most stress is the section which asks them to

Investing your TFSA

Sometimes, the TFSA is misunderstood.  One common misunderstanding is how many people think the Tax Free Savings Account (TFSA) is just a savings account.  After all, the ‘SA’ in TFSA stands for ‘savings account’.  If the TFSA was called the Tax Free Investment Account (TFIA), would people then mistake it for just a savings account

There’s more than just investment risk to think about

What is RISK? According to the dictionary, RISK is the chance of loss or injury; danger or peril. RISK in the investment world has long been associated with the potential for loss, fluctuating asset balanced and the chance for a higher rate of return. I’ve heard many people say “If I take on more risk, my