Income splitting is not an easy strategy to accomplish in Canada. We live in a tax system where every individual must report their personal income and pay tax individually.
Income splitting is a… [more]
Should folks in or nearing retirement buy an annuity? If so, what’s the best time to pull the trigger on that purchase?
Generally, I'm not a big fan of annuities, especially when interest rates a… [more]
Recently I was on my regular visit on Alberta Primetime and we talked about Robo-Advisors. You can check out the interview here but here are some of the highlights of our discussion
In June 2016, the Minister of Finance announced an agreement in principle with the provinces that would “strengthen the Canada Pension Plan (CPP) for future generations.” These proposed changes be… [more]