Withdrawals from your Registered Retirement Savings Plan (RRSP) and other registered accounts can be deferred as late as the year you turn 72. Tax deferral may seem like a good thing, but there are se… [more]

It’s that time of year again when students of all ages head back to school. For younger students, parents are reminded to think ahead and put money into RESPs to help pay for post-secondary educatio… [more]

Background on Robo-Advisors Robo-Advisors in Canada have come a long way.  They are growing in popularity.  I get more and more people asking about them and whether they are any good.&nbs… [more]

Every week, I talk to a lot of people who don't really understand the benefits of a TFSA. One common misunderstanding about the TFSA is many people think the TFSA is just a savings account. After all,… [more]

When you work with people who are retired or about to retire, one of the most popular questions I hear over and over again is HOW CAN I CREATE MORE INCOME from my investments? It's a big challenge … [more]

With so many "robo-advisors" popping up across Canada over the last several years, it seems like the hot phrase on everyone’s lips is: What fees are you paying? If your answer is that you… [more]