Spousal RRSPs are income splitting vehicles available to Canadians. Unfortunately, they are often misunderstood and underutilized. What are Spousal RRSPs? A spousal RRSP is like an RRSP in that it… [more]

I like numbers so I don’t shy away from the fact that I like statistical analysis and data.  As a result, I’ve collected some data on the stock markets that may be interesting to some people. … [more]

Planning to Live Off Dividends Aiming to live off your investment income is a noble goal, but it may cause people to save more than they really need to for retirement. According to Hartford Fund… [more]

A new year means new limits and data.  Here’s a list of new financial planning data for 2019 (In case you want to compare this to past years, I've included old data as well). Pension and RRSP con… [more]

I don’t like retirement rules of thumb. I think they can be deceiving. If someone says you need $1 million to retire, they may be right. Or really wrong. $1 million in an RRSP is very different f… [more]

  The Canadian Securities Administrators (CSA) introduced new requirements in 2013 to ensure that investors receive specific information about investment costs and how their investments have p… [more]