Planning to Live Off Dividends Aiming to live off your investment income is a noble goal, but it may cause people to save more than they really need to for retirement. According to Hartford Fund… [more]

A new year means new limits and data.  Here’s a list of new financial planning data for 2019 (In case you want to compare this to past years, I've included old data as well). Pension and RRSP con… [more]

I don’t like retirement rules of thumb. I think they can be deceiving. If someone says you need $1 million to retire, they may be right. Or really wrong. $1 million in an RRSP is very different f… [more]

  The Canadian Securities Administrators (CSA) introduced new requirements in 2013 to ensure that investors receive specific information about investment costs and how their investments have p… [more]

We’re living in a digital era, a world where we can order food, a couch, or an international vacation from our phones. We want convenience, and we want it now, in all areas of our life. Why should i… [more]

You will have a lot more tax saving opportunities after you retire than before. If you get a salary, you may have limited tax deductions or tax saving strategies. When you retire, it is completely … [more]