Spousal RRSPs are income splitting vehicles available to Canadians. Unfortunately, they are often misunderstood and underutilized.
What are Spousal RRSPs?
A spousal RRSP is like an RRSP in that it… [more]
Planning to Live Off Dividends
Aiming to live off your investment income is a noble goal, but it may cause people to save more than they really need to for retirement.
According to Hartford Fund… [more]
A new year means new limits and data. Here’s a list of new financial planning data for 2019 (In case you want to compare this to past years, I've included old data as well).
Pension and RRSP con… [more]
I don’t like retirement rules of thumb. I think they can be deceiving. If someone says you need $1 million to retire, they may be right. Or really wrong.
$1 million in an RRSP is very different f… [more]